CAI Legislative Action Committee State Advocacy Days

State Advocacy Days hosted by CAI's legislative action committees and chapters are events designed to engage CAI industry professionals, members, and lawmakers promoting the interests of the community association housing model and advancing CAI's legislative agenda at the state level. Participants typically discuss specific issues such as proposed legislation, regulatory changes, or funding for important programs. A State Advocacy Day is an essential tool for CAI legislative action committees and chapters to shape policy, build relationships with lawmakers, and ensure members' interests are represented in state government.

The 2026 Georgia legislative session has concluded, and your Legislative Action Committee owes you a candid report on where things stand — and where we go from here.

 SB 406 — Property Owners' Bill of Rights Act

Senate Bill 406, the most sweeping HOA oversight legislation in Georgia history, has passed both chambers of the General Assembly and now sits on Governor Kemp's desk. This bill would impose annual registration requirements with the Secretary of State, create a five-person state review board to investigate complaints, and place new restrictions on association governance — including limits on fees, fines, lien authority, and attorney's fee recovery.

While we share the legislature's goal of protecting homeowners from genuinely bad actors, SB 406 as written casts an extraordinarily wide net. It treats every community association — including the thousands of well-run, volunteer-led boards across our state — as a problem to be solved. The practical consequences of this legislation, from unfunded compliance burdens to chilling effects on volunteer board service, would ultimately harm the very homeowners it seeks to protect.

Your LAC is actively pursuing a defensive strategy to encourage a gubernatorial veto. We are engaged in outreach to the Governor's office to make the case that this bill, however well-intentioned, needs significant revision before it becomes law. We urge every CAI Georgia member to make your voice heard — contact your elected officials and the Governor's office to share how this legislation would impact your community.

 SB 230 — Community Association Insurance Reform

Our insurance bill, SB 230, successfully passed out of the Senate but unfortunately died in House committee before Sine Die. Insurance costs remain one of the most pressing issues facing community associations statewide, and this setback means we will need to restart the conversation when the legislature reconvenes. The LAC is committed to reintroducing this effort next session with renewed energy and broader coalition support.


Looking Ahead: The Work Doesn't Stop at Sine Die

If this session made one thing clear, it is that our industry faces a significant public perception challenge. The prevailing media narrative — fueled by a handful of extreme cases — paints community association management as adversarial, heavy-handed, and unaccountable. We know that narrative does not reflect the reality of the dedicated professionals and volunteers who serve Georgia's communities every day.

This offseason, the LAC will be working aggressively to change that conversation. Our priorities include: 

  • Stakeholder engagement with legislators, media, and consumer advocacy groups to present a balanced, fact-based picture of community association governance
  • Coalition building with industry partners to amplify our collective voice ahead of the next session
  • Member education and mobilization so that when the legislature reconvenes, we are prepared, organized, and unified
  • Proactive storytelling that highlights the value community associations bring to Georgia homeowners — not just the headlines that grab clicks

This was a challenging session. Your LAC worked tirelessly to represent our industry under enormous pressure, and we are proud of the effort this committee put forward. But the fight is far from over.  We need every CAI Georgia member engaged. Stay informed. Stay connected. And stay ready — because the offseason is when the real groundwork gets laid.


CAI Advocacy Resources


Find your elected officials

Advocacy guide for telephone calls, email and social media

State Lobby Day Know Before You Go


Personal Visits

Advocates Guide to Written and Oral Testimony Handout

Advocacy Resource Page for CAI Members

Quick Guide to the Georgia Government

Georgia General Assembly Timeline


Key Legislative Priorities for CAI-Georgia and Bill Summaries
  • Solar Energy and HOA Authority (HB 389): Oppose legislation that broadly restricts HOA authority over solar panel placement without reasonable limits or protections for existing covenants. Summary of Proposed HB 389
  • Foreclosure and Association Regulation (SB 107): Oppose proposals that limit associations’ ability to collect assessments, mandate subjective assessment waivers, and increase regulatory burdens and litigation risk. Summary of Proposed SB 107
  • Dispute Resolution and Administrative Mandates (SB 108): Oppose requirements that impose costly administrative processes, lien limitations, and fee recovery provisions that raise costs for all homeowners. Summary of Proposed SB 108.
  • Condominium Insurance Deductibles (SB 230): Support raising deductible caps to promote fairness, assign responsibility to loss-causing unit owners, and align Georgia with other states. Summary of Proposed SB 230.
  • Association Registration and Oversight (SB 361): Oppose expanded registration and administrative hearing requirements that add unnecessary costs and complexity for HOAs. Summary of Proposed SB 361.